Financial Risk Manager

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 70+ million customers get more from their money every day.

As we continue our lightning-fast growth,‌ 2 things are essential to our success: our people and our culture. In recognition of our outstanding employee experience, we've been certified as a Great Place to Work™. So far, we have 13,000+ people working around the world, from our offices and remotely, to help us achieve our mission. And we're looking for more brilliant people. People who love building great products, redefining success, and turning the complexity of a chaotic world into the simplicity of a beautiful solution.

About the role

Risk at Revolut operates across all functions, products, and regions to monitor front-line performance and ensure the business operates safely. They’re among the first to be involved in new initiatives, from tech to customer support.

We’re looking for a Senior Financial Risk Manager to identify, quantify, and manage financial and trading risk. You’ll join the second line of defense (2LoD) to ensure that first-line businesses properly manage risks and controls.

You'll work closely with Treasury, Finance, Operations, Technology, and the broader Risk team to independently assess and oversee risk-taking activities.

Up to shape what's next in finance? Let's get in touch.

What you'll be doing

• Setting standards for managing capital, market, and liquidity risk, including defining risk appetite statements (RAS) and overseeing balance sheet management
• Ensuring compliance with US regulatory frameworks (e.g., Dodd-Frank, Federal Reserve, and OCC guidelines) and leading the response to financial risk regulatory changes
• Developing and implementing stress-testing frameworks (consistent with regulatory principles), and participating in the Internal Capital Adequacy Assessment Process (ICAAP)
• Embedding the risk management framework, including risk identification, control effectiveness testing, breach remediation, and ongoing monitoring
• Modelling financial risks under various stress scenario methodologies with appropriate calibrations
• Governing regulatory reporting, ensuring accurate and timely submissions to US regulators (e.g., FR Y-9C, FFIEC reports)
• Challenging the 1LoD on emerging financial risks and conducting new product approval (NPA) risk assessments
• Monitoring exposures against internal and regulatory limits (liquidity coverage ratio, net stable funding ratio)
• Promoting a pragmatic risk culture that balances rigorous oversight with the need for sustainable, high-velocity growth

What you'll need

• Expertise in financial risk management within US-based multi-asset investment firms, broker-dealers, or Tier 1/Tier 2 banks
• Quantitative proficiency to build and challenge complex risk models, including sensitivity analysis and back-testing
• A solid understanding of US financial regulations (e.g., SEC, FINRA, and Federal Reserve requirements)
• Deep market insight of US and global financial markets, trading products, and key capital/liquidity drivers
• Excellent execution skills, including stakeholder management and the ability to design enterprise risk management (ERM) frameworks from the ground up
• Impressive data analytics skills, including proficiency in SQL, Python, or R to extract insights and automate risk monitoring
• A bachelor's degree in finance, economics, engineering, or a highly quantitative field

Nice to have

• Scale-up exposure in high-growth US fintechs or challenger banks
• An FRM (Financial Risk Manager), CFA, or PRM certification
• An MBA or master’s in financial engineering

Compensation range

• US: $162,000 - $180,000 gross annually*
• Other locations: Compensation will be discussed during the interview process

*Final compensation will be determined based on the candidate's qualifications, skills, and previous experience

Building a global financial super app isn’t enough. Our Revoluters are a priority, and that’s why in 2021 we launched our inaugural D&I Framework, designed to help us thrive and grow everyday. We're not just doing this because it's the right thing to do. We’re doing it because we know that seeking out diverse talent and creating an inclusive workplace is the way to create exceptional, innovative products and services for our customers. That’s why we encourage applications from people with diverse backgrounds and experiences to join this multicultural, hard-working team.

Important notice for candidates:

Job scams are on the rise. Please keep these guidelines in mind when applying for any open roles.

• Only apply through official Revolut channels. We don’t use any third-party services or platforms for our recruitment.

• Always double-check the emails you receive. Make sure all communications are being done through official Revolut emails, with an @revolut.com domain.

We won't ask for payment or personal financial information during the hiring process. If anyone does ask you for this, it’s a scam. Report it immediately.

By submitting this application, I confirm that all the information given by me in this application for employment and any additional documents attached hereto are true to the best of my knowledge and that I have not wilfully suppressed any material fact. I confirm I have disclosed if applicable any previous employment with Revolut. I accept that if any of the information given by me in this application is in any way false or incorrect, my application may be rejected, any offer of employment may be withdrawn or my employment with Revolut may be terminated summarily or I may be dismissed. By submitting this application, I agree that my personal data will be processed in accordance with Revolut's Candidate Privacy Notice