Portfolio Jobs

About Allica bank

Allica is the UK’s fastest growing company - and the fastest-growing financial technology (Fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.

Department Overview

In August 2024, Allica Bank entered the bridging finance market by acquiring Tuscan Capital, retaining its highly experienced team to establish a specialist division with the goal of becoming a market leader in the bridging finance sector, building on our proven success in commercial mortgages and asset finance.

To support this growth plan, we are expanding our team into the regional areas to serve the under-served commercial bridging finance market, via our intermediary partners.

This is an exciting opportunity for someone ready to hit the ground running, while learning and advancing their career within a fast paced and experienced bridging team

Principal Accountabilities

• Establishing ourselves as the preferred lender for commercial bridging finance in the South West & Wales
• Developing and managing relationships with a portfolio of bridging finance introducers, with responsibility for the day-to-day management of these relationships.
• Managing the origination, structuring, and progression of bridging applications from Introducers and Borrowers, from initial inquiry to completion.
• Attending industry events, conferences, and networking functions to promote the company’s brand and identify new opportunities for collaboration.
• Writing credit papers in line with Allica’s credit policy and appetite as well as working closely and collaboratively with various stakeholder teams to ensure smooth loan execution.
• Promoting the Banks culture and values.
• Being a positive contributor to Allica’s culture and values
• Complying with all mandatory policies, and adherence to operational procedures to maintain internal controls.
• Delivering territory Business Plan and making an active contribution to targeted team lending volumes.
• Establishing and actively managing objectives and a personal development plan.

Personal Attributes & Experience

• Highly capable in business development with a track record of success in the property finance sector.
• Knowledge of the bridging finance process, including underwriting, deal structuring, and compliance.
• Strong network within Scotland, including brokers, property investors, and developers.
• Excellent communicator, negotiator, and relationship-builder.
• Self-motivated and results-driven, with the ability to work independently and manage a regional territory.
• Experience with other property finance products such as commercial investment and development finance.
• Familiarity with regulatory requirements and industry best practices.

Additional Skills:

• Strong sales and business development acumen.
• Excellent interpersonal and negotiation skills.
• Ability to work under pressure and to deadline.
• Strong analytical and problem-solving skills.
• Knowledge of the valuation and legal processes.
• Proficient in using CRM software and Microsoft Office Suite.

Don’t tick every box?

Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you!

Flexible working

We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.

Diversity

We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Additional Information

Working at Allica Bank

At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers.

Our employees are at the heart of everything we do, so our benefits are designed with you in mind:

• Full onboarding support and continued development opportunities.
• Options for flexible working
• Regular social activities
• Car Allowance
• 25 days holiday – with the option to Buy/Sell
• Pension contributions
• Discretionary bonus scheme
• Private health cover (with the option to add family members)
• Life assurance
• Income Protection
• Family friendly policies including enhanced Maternity & Paternity leave
• Season ticket loan