Portfolio Jobs

About Allica bank

Allica is the UK’s fastest growing company - and the fastest-growing financial technology (fintech) firm ever. Our purpose is to help established SMEs, one of the last major underserved opportunities in fintech. Established SMEs are the backbone of local communities - representing over a third of our economy - yet have been largely neglected both by traditional high street banks and modern fintech providers.

What's the opportunity?

A business lives and dies by its cashflow. Which is basically the difference between the cash that is needed to pay for various things to run and grow the business, and the cash received from their customers and clients.

Quite often, businesses have short term or more regular cashflow gaps – especially if they are growing and need more cash to pay for their growth before they start seeing it come back as revenue. This causes the need for working capital.

There are products in the market that try and solve these needs in different forms – overdrafts, invoice finance, revenue-based finance, merchant cash advance, a general revolving credit line. Customers don’t care about what the product is called – they tend to want simplicity, flexibility, an amount that can meet their needs, a price that they see as worth the value, and ideally certainty.

But from a bank’s perspective, this is not all simple to offer. There are trade-offs between what the customer wants, how the bank manages its credit risk, and how the bank manages its costs in order to offer a reasonable price and still make an acceptable return. We are looking to build the product that does this best in the market!

As Product Designer, you’ll work in our Working Capital squad where you’ll help deliver world-class digital banking features and highly efficient lending solutions, across native mobile and web. Your mission is to drive user-centric UX improvements and integrate Allica’s design system. We genuinely care about the people and businesses that we serve so you’ll develop a deep understanding of their needs and behaviour, then use that insight to establish the UX strategy and create world-class experiences that provide true value.

You’ll do meaningful product design work within a talented squad, consisting of a product owner and engineers. Together you will ship solutions to challenging banking problems and get crucial feedback directly from internal users and customers.

We’re creating a culture of collaboration, support, and creativity—we encourage people across the business to share knowledge and experiences to learn from one another and grow. You are an advocate of Design Thinking; your expertise positions you perfectly as a mentor to other designers and to help team members across the business solve problems.

People of different ages, genders, ethnicities, sexual orientations and cultural backgrounds are encouraged to apply—you'll be able to be yourself and feel valued no matter how who you are.

What will you be doing?

• Working with the Head of Design and your product owner to deliver best in class design solutions for your product squad—You’ll help drive the design vision and lead collaborative, user-centric design activities within your product squad. You’ll help make sure we’re designing and shipping the right things.
• Mapping and improving complex processes and systems in an elegant and understandable way
• Building a deep understanding of our users—You’ll support user research and learn from existing insights. You’ll be a strong and vocal user advocate so that customers are at the heart of everything we do.
• Analyzing user behavior data to gain insights and inform design decisions. By understanding how our customers interact with our products, you’ll contribute to the refinement of user experiences, ensuring our design solutions are not only intuitive but also empirically validated for maximum user engagement.
• Working through design problems from beginning to end—From translating customer insights into ideas to creating user flows, wireframes, and high-fidelity UI.
• Creating simple, beautiful experiences that our customers love.
• Validating ideas quickly by creating and testing prototypes—User feedback is an essential part of our design process; we learn and iterate as we go.
• Working closely with product owners, product analysts and engineers—You’ll learn, scope and ship together and form a shared understanding of users, problems, and the product strategy.
• Helping elevate the status of design within the business—We have big plans for the design team, and you’ll have a key role in helping with design strategy and improving our community of practice Supporting and contributing to the evolution of the design language system.

About You

• You’re a thoughtful, empathetic product designer, with a broad skillset spanning all aspects of UX and UI Design.
• You have a solid portfolio demonstrating past work experience and deliverables.
• You have experience designing digital products and systems, not just websites, in a fast-moving or high-growth business.
• You love solving problems and simplifying complex processes. You articulate solutions clearly and concisely both verbally and diagrammatically.
• You are hypothesis-led and data-inspired: you are a scientist by nature, constantly honing in on problems and working with others to understand them deeply, before crafting elegant, validated solutions through a process of experimentation and rapid feedback, and using a range of media and techniques.
• You want to help shape and nurture a growing design practice and discipline.
• You care about the future of financial services and want to shape the industry.
• You want to work with passionate, curious people who value bold ideas and attention to detail
• You are among the best at what you do and want to work with peers who challenge you to get better every day.

Don’t tick every box?

Don’t worry if you don’t have all the skills or requirements listed on the job description. If you think you’ll be a good fit, we’d still love to hear from you!

Flexible working

We know the ‘9-to-5’ isn’t right for everyone. That’s why Allica Bank is fully committed to flexible and hybrid working. Please let us know what is best for you and, if we can, we will do our best to accommodate.

Diversity

We’re a diverse bunch here at Allica, with all kinds of experiences, backgrounds and lifestyles. Our openness and differences make us stronger, and we want everybody to feel comfortable bringing as much of themselves to work with them as they like.

Additional Information

Working at Allica Bank

At Allica Bank we want to ensure our employees have the right tools and environment in which to succeed in their role and in support of our customers.

Our employees are at the heart of everything we do, so our benefits are designed with you in mind:

• Full onboarding support and continued development opportunities
• Options for flexible working
• Regular social activities
• 25 days holiday – with the option to Buy/Sell
• Pension contributions
• Discretionary bonus scheme
• Private health cover (with the option to add family members)
• Life assurance
• Income Protection
• Family friendly policies including enhanced Maternity & Paternity leave
• Season ticket loans